Why Get an Appraisal?

Most people associate appraisals with buying or refinancing a home. But the services of a certified, licensed real estate professional come in handy in many other situations.

Property Tax Challenges

It's no secret that tax assessors sometimes come in at the high end of the scale. Challenging the assessment has become an annual ritual for many homeowners, but most go into these challenges without proper support.

A professional appraiser can provide a limited appraisal or neighborhood analysis that carries real weight when you appear before an appeals board — far more persuasive than data pulled from the internet on your own.

PMI Removal

Private Mortgage Insurance (PMI) becomes unnecessary when your remaining loan balance dips below 80% of your home's value — whether through market appreciation or principal paydown. The Homeowners Protection Act requires lenders to remove PMI when loan-to-value conditions are met.

For a nominal fee, we can provide a professional valuation demonstrating your home's current worth. The savings from dropping PMI typically pays for the appraisal in just a few months. Learn more about PMI removal →

Pre-Sale Decisions

Before selling a home, there are several decisions to make beyond the listing price: Should you paint first? Add that third bathroom? Finish the kitchen remodel? Not all improvements have an equal effect on value. While a kitchen remodel may improve appeal, it may not add enough value to justify the expense.

Unlike a real estate agent, an appraiser has no vested interest in the sales price — our fee is based on our efforts, not a percentage of the sale. We can help you make the best decisions on investing in your home and setting a fair price.

Estate Planning, Liquidation & Divorce

The loss of a loved one or a divorce often involves difficult decisions about the disposition of real property. In most cases, a home makes up a disproportionate share of total estate value.

An appraiser can help determine the true value of the property, making it possible to arrive at equitable arrangements among all parties. Everyone walks away knowing they've received a fair deal. Estate appraisals → Divorce appraisals →